Beyond Siri: Here are the practical AI features coming to your iPhone in iOS 27

Siri took the spotlight at Apple's Worldwide Developers Conference. Apple's most useful AI updates are quieter. The company added small AI features directly into the apps you already use.

Your iPhone can now split restaurant bills, update compromised passwords, automate routines, and organize Safari tabs. These updates make the phone more capable.

Here are the practical AI features coming to your iPhone in iOS 27. These are available in the developer beta now. They reach the public beta soon and launch officially this fall.

Bill splitting

You can split restaurant bills using Apple Cash in iOS 27. You take a photo of the receipt. Apple Intelligence extracts the items, quantities, tax, and tip.

You select what you ordered. You share a request to the group chat. Your friends select their items. They can even select a half portion. To pay, you double-click the side button.

The feature appears only when needed inside Messages and Apple Cash. It automatically calculates everyone's exact share of tax and tip.

Password updates

Complex passwords leak in data breaches. Apple’s new password tool finds your weak or compromised passwords. It navigates the website, signs in, and changes the password for you.

One-tap suggestions in Messages

Messages reads the context of your chat to offer action buttons. If a friend asks you to bring something, a button appears to add it to Reminders.

If they ask for photos from an event, Apple Intelligence suggests the specific photos based on the location and people. If you plan a dinner, Messages prompts you to add a Calendar event.

Call context

Calling customer service requires account numbers and confirmation codes. The Call Context feature displays this exact information on your call screen.

If you call an airline, your confirmation code appears while the phone rings. Apple Intelligence pulls this data locally from the Mail app. The details appear automatically.

Natural language Calendar events

You can add Calendar events by typing exactly what you want. Apple Intelligence extracts the contacts, locations, and times to create the event. You type the sentence, and the Calendar app fills the form fields.

Shortcuts via natural language

The Shortcuts app lets you build automations. It previously required scripting knowledge.

In iOS 27, you describe the automation you want. You can ask it to configure your morning alarm based on your first calendar event. You can ask it to text your partner your ETA when you leave work. You can ask it to turn on the porch light when your food delivery arrives.

Grouped Home app notifications

Smart home devices send too many notifications. A person arriving home triggers the driveway camera, the garage door, and the front door lock.

iOS 27 groups these related actions. You get one notification that someone arrived home and closed the garage.

You can search your camera history for specific events, like a package delivery. The Home app also places important clips at the top of the screen.

Organized Safari tabs

Safari reads the content of your open tabs and groups them by topic. If you open five tabs about a vacation, Safari creates a travel tab group. These groups sit at the top of the browser.

This processing happens on the device. Apple never sees your browsing data.